People who do not want their Credit Bureau to be checked because either there are too many entries or they do not want their Credit Bureau to be debited often opt for a Swiss loan without Credit Bureau information. As the name suggests, this loan can be taken out in Switzerland. To do this, the applicant does not have to go abroad, but can apply for this loan directly in their own country on the computer.
How is a Swiss loan applied for?
In order to be able to apply for Swiss credit without Credit Bureau information, the applicant must find a credit broker on the Internet who works with foreign banks. There is a large selection here, so the mediators should be compared with each other. After the conclusion of the contract, you ask for a fee that must be paid and this can vary. The credit intermediary requires different documents from the applicant.
In any case, there must be an employment contract that is unlimited. In addition, account statements are required and a template proving that the applicant is registered in Germany. These documents will then be sent to various banks who will submit a suitable offer. The credit intermediary then sends these offers to the applicant, who can then choose one of the offers. As soon as the contract is sent back signed, a Swiss loan agreement without Credit Bureau information is issued and the money is transferred within a week or two.
Who cannot apply for the Swiss loan?
To apply for this loan, the applicant must be solvent. He must always have a sufficiently high income that allows him to repay a loan in installments. Those who have an irregular, little or no income do not have the opportunity to apply for a Swiss loan without Credit Bureau information. This also includes the self-employed, who have an income, but this can always be different. In addition, the borrower must be of legal age so that apprentices and teenagers are not guaranteed a loan.